First Time Home Buyer Programs For California Real Estate


 

First time home buyer programs for California real estate are available through our natiowide network lenders that offer a variety of programs specifically designed to meet your needs. Many of these First Time Home Buyer Loan Programs are Zero Down Payment Loans.

 

Many banks will not make these loans. Other lenders that we represent want to help First Time Home Buyers to acquire California real estate because they, simply, want your business!

 

You may even qualify for a California Pay Option Home Loan.

 

Do You Qualify For Downpayment Assistance Or Home Down Payment Grant On California Real Estate?

 

More and more cities in California are offering downpayment assistance or down payment grants to first time home buyers. You may qualify if you have not owner California real in the past three years. Program guidelines vary from city to city, so call us today to see if you qualify. This may be your opportunity to a California real estate owner.

 

Zero Down Payment Home Loan

 

There are many types of 0% Down Payment Home Loans. Some require full documentation (full doc), others require limited documentation and for people with high credit or FICO scores there are even no documentation (no doc) Zero Down Payment Home Loans. Many of these loans are easy to get completed (funded).

 

How Do I Get Started?

 

Call us toll free at 877-515-9148 or complete the form below and we will determine which of the numerous programs are available to you.

No matter what you are currently paying for rent, we can help you find out how much mortgage payment you can comfortably afford based on your income and expenses each month.

 

We take into consideration expenses for things like repairs and maintenance that are currently paid for by your landlord.

 

We will get you pre-approved for a loan. You will receive a letter from the lender stating that you are pre-qualified for a loan of a certain amount of money.  This will set you apart and let sellers know that you are a serious potential home buyer who is ready to move quickly on the purchase of a home.

 

With this pre-approval letter you are ready to go home hunting.  

 

First Time Home Buyers With Bad Credit

 

Even if you have bad credit but have been on a job a while, we have loans for First Time Home Buyers! Call us toll free at 877-515-9148 and we will determine which of the numerous programs are available to you. The call is free and you might be surprised at how much house you can buy even if you have had credit problems in the past.
 

Benefits Of Buying


A homeowner can deduct mortgage loan interest from federal income taxes and
usually from state taxes. Interest composes nearly all of your monthly
payment. This gives you substantial tax savings at the end of each year.

Also you are allowed to deduct the property taxes you pay as a
homeowner. As a renter your monthly check allows you no tax deductions.
Appreciation of your property value is another plus in being a homeowner.

 

FICO, Full Doc, No Doc – What is this, a new language?

 

Give us a call and we will have a patient, experienced loan officer explain all of our numerous programs to you. Just remember that we have many programs for First Time Home Buyers, many Zero Down Payment Home Loans and loans for First Time Buyers With Bad Credit.

 

Call us toll free at 877-515-9148 and we will determine which of the numerous programs are available to the First Time Home Buyer.

First Time Home Buyer Assistance

As a first time home buyer we will find the right program for your
specific situation. We deal with numerous
lenders that specialise in loans for First Time Home Buyers and that
have the ability to make loans that banks can not!

Please complete the form below with as much information as
possible and a specialist will contact you shortly.
 
Please Tell Us A Little About Yourself
*Name:
*Email:
*Home Phone Number:
*Best Time To Call:
Work Phone Number:
Best Time To Call:
Cell For Faster Response:
*City:
*State:

Tell Us About Your First Time Home Buyer Situation
How much down payment, if any, is available?:
What is your gross annual income?:
What would like to achieve?:

Note: Fields with an * are required

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