California Bad Credit Home Loans 877-515-9148

Bad Credit California Home Loans

California First Time Buyers With Bad Credit

Are you a good person who might have had an unfortunate situation which resulted in Bad Credit? Is this causing you difficulty in obtaining a new California home loan, a refinance or some other debt consolidation loan from your local bank or mortgage company?

The mortgage industry uses a standard credit scoring system called FICO. If your FICO score is too low, you are set apart as a bad risk. The Bad Credit Home Loan seems to be your only way to achieve your goals which are at high rates. Sometimes you can’t even get a loan when you have a lot of equity in your home. We have loans for people who have Bad Credit at competitive rates.

Even if you have bad credit but have been on a job a while, we have loans for California First Time Home Buyers with credit problems! We will determine which of the numerous programs are available to you. You might be surprised at how much house you can buy even if you have had credit problems in the past.

We have FHA loan programs which help people in the Bad Credit Home Loan category. These FHA loan programs are a huge advantage for people who have had a problem with credit worthiness. The FHA program is designed to allow First Time Home Buyer’s with no credit or credit problems to qualify for a loan that conventional lenders (for example Banks) would not make. Even if you are not a First Time Home Buyer but have had some credit dings in the past a few minutes on the phone can determine if you qualify for a home loan. Also, using FHA, the lender or seller is required to pay some of the closing costs. This helps you get into your dream home if you are short of cash but make enough money to pay a monthly mortgage payment.

We at GoldMedalMortgage.Com are experienced and have helped many people just like you who thought they would never be able to qualify for their dream home because of credit problems! We specialize in finding the right loan for your particular situation.

Important Note

A common misconception is that FHA loans are only for First Time Home Buyers or people with credit problems. Whether you are a First Time Home Buyer, someone who has had credit problems in the past, buying for the second or third time or looking to refinance your home loan, FHA probably has a program for you.

Complete the form above and let us see what we can do for you.

Bad Credit Home Mortgage Loans

Have you been turned down by a bank or other lending institution
for a bad credit home loan?

If so, we can help. We specialise in helping people that have had
problems in the past but are looking to a new beginning.

We deal with numerous lenders that offer bad credit home loan
programs. There is a program for YOU and we will find it!

Please complete the form below. By providing full information will
ensure that the right specialist will contact you to discuss your
situation.

Please Tell Us A Little About Yourself

*Name:
*Email:
*Home Phone Number:
*Best Time To Call:
Work Phone Number:
Best Time To Call:
Cell For Faster Response:
*City:
*State:
*Are You A Homeowner?:

Please Tell Us About Your Situation

*Are You A First Time Buyer?:
*What Is Approximate Value Of Your Home?:
*What Is Your First Mortgage Balance?:
*What Is Your Second Mortgage Balance?:
*Please Tell Us What You Would Like To Achieve:

Note: Fields with an * are required